【作者简介】
徐民(1963-),男,河南叶县人,海南大学法学院副教授,主要从事商法研究。缪晨(1981-),男,江西崇仁人,海南大学法学院民商法专业2005级研究生。
【注释】 参见Douglas R.Richmond & Darren S.Black,expanding liability coverage:insured contracts and additional insureds, Drake L.Rev.781; Mark C.Guthrie,“other insurance”conflicts:a common-sense proposal,Baylor L.Rev.689.;Barry R. Ostrager & Thomas R. Newman, Handbook on Insurance Coverage Disputes § 11.01, at 498-99 (8th ed. 1995)。 参见Susan Randall,Coordinating Liability Insurance,1995 Wis.L.Rev.1339. 参见Robert Bocko & Susan R. Bogart etc.,A Comparison of United States Laws to the Marine Insurance Act of 1906,20 Tul. Mar. L. J.5. 参见Linda K. Hasse, Is There a Solution to the Circular Riddle? The Effect of “Other Insurance” Clauses on the Public, the Courts, and the Insurance Industry, 25 S.D.L. Rev. 37 (1980) ;Mark C.Guthrie,“other insurance”conflicts:a common-sense proposal,Baylor L.Rev.689. 参见:St. Paul Mercury Ins. Co. v. Pennsylvania Cas. Co., 642 F. Supp. 180, 185 (D. Wyo. 1986) ; Alta Cal. Reg. Ctr. v. Fremont Indem. Co., 30 Cal. Rptr. 2d 841, 847 n.1 (Ct. App. 1994); United States Auto. Ass‘n v. Hartford Ins. Co., 468 So. 2d 545, 547 (Fla. Dist. Ct. App.), review denied, 476 So. 2d 676 (Fla. 1985).参见The Dilemma of Concurrent Coverage: Carrier’s Insurance Co., 32 ME.L.REV. 471 (1980) ; Mark C.Guthrie,“other insurance”conflicts:a common-sense proposal,Baylor L.Rev.689;Is There A Solution To The Circular Riddle? The Effect of “Other Insurance” Clauses On The Public, The Courts, And The Insurance Industry, 25 S.D.L.REV. 37 (1980) ;R.J. Robertson, Jr., “other insurance”clauses in Illinois, S. Ill. U. L.J. 403. 参见The Dilemma of Concurrent Coverage: Carrier‘s Insurance Co., 32 ME.L.REV. 471 (1980) ; Mark C.Guthrie,“other insurance”conflicts:a common-sense proposal,Baylor L.Rev.689;Is There A Solution To The Circular Riddle? The Effect of “Other Insurance” Clauses On The Public, The Courts, And The Insurance Industry, 25 S.D.L.REV. 37 (1980) ;R.J. Robertson, Jr., “other insurance”clauses in Illinois, S. Ill. U. L.J. 403. 参见American Family Ins. v. National Cas. Co., 515 N.W.2d 741, 745 (Minn. Ct. App. 1994); Richardson v. Ludwig, 495 N.W.2d 869, 873- 75 (Minn. Ct. App. 1993); United States Fire Ins. Co. v. Fireman’s Fund Ins. Co., 461 N.W.2d 230, 234-36 (Minn. Ct. App. 1990). 参见Lamb-Weston,Inc. v. Oregon Automobile Insurance Co.,219 Or. 110, 341 P.2d 110 (Or.1959), 219 Or. 129, 346 P.2d 643 (Or.1959). 参见Oregon Automobile Insurance Co. v. United States Fidelity& Guaranty Co., 195 F.2d 958 (9th Cir.1952). 参见Arditi v. Massachusetts Bonding & Insurance Co., Mo., 315 S.W.2d 736, 743. 参见American Automobile Ins. Co. v. Seaboard Surety Co., 155 Cal.App.2d 192, 318 P.2d 84, 86. 参见Cosmopolitan Mut. Ins. Co. v. Continental Cas. Co., 28 N.J. 554, 147 A.2d 529, 530. 参见Woodrich Construction Co. v. Indemnity Ins. Co., 252 Minn. 86, 89 N.W.2d 412, 420. 参见Beattie v. American Automobile Ins. Co., Mass., 156 N.E.2d 49, 50. 参见Lemars Mutual Insurance Co. v. Farm&City Insurance Co.,494 N.W.2d 216(Iowa 1992).
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